I would love it if my various characters could share their houses with each other. That is to say every account should have a house page that contains all of their houses and their individual characters would have that list of houses available to them to click on to enter and use as they so choose. I highly doubt many people have more than one of any house type, as most people with multiple characters tend to prefer to obtain different houses. As such, there is no reason why all houses shouldn't be listed on a player account page readily accessable by all their characters. It doesn't take away revenues from the game and even encourages players to obtain more houses as all their characters can enjoy them. I think an account limit of 10 houses would be fine, though if people have six characters now with three homes on each that limit should be increased to 18 homes.
or gold i mean if you real need gold but cant get it fast where you are you need some from say your life to your ice i wood love that
for gold I just transfer non-needed items from one character to another for sell in the bazaar, additionally I'll buy items for my desired to play character with the gold of other characters and then put those items into the shared bank... either way making a player's gold accessable to all characters wouldn't change much other than make things a bit easier