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Correct. I would like to mention that you CAN gift things with crowns. these can be mounts, outfits, and more! (no houses) But if anybody says for something they will give you something (not applying treasure cards (unless they ask for treasure cards and say they will give you a mount)) do not say yes. people might say that and take the cards and leave! this is why i advise to not accept deals that sound to good to be true.