Just wondering about this as I noticed it the other day. Life school has no card costing 5 pips. Any of the other schools like this? I do have a death wizard and know that death has a 5 pip card. How about the other schools?
If you only mean from main class trainers, Ice doesn't have a five pip spell there, though it does get Frostbite from a quest. I'm not aware of any five pip spell for Balance at all, though I haven't seen the level 38 quest card, and Judgement is an X pip spell that you can make cost 5 if you like.