So sometimes we all get spells from Loremaster or other bosses that we want for another school.So this is my idea.For example if a Life Wizard got Deer Knight but wanted that spell on his/her Death Wizard then you can use the shared bank to "trade" that spell to your other wizard.
I think that's a bit much. The problem then would be players farming on their max levels, getting spells, then trading them down to low levels. It's bad enough that those spells are in packs. The last thing we need is more level 5s in the arena with Lore spells.
Way too overboard. TCs can't even be traded through the shared bank... which is a good thing in my opinion. You should have to work for dropped spells. It's bad enough that they can be gotten from a pack.