I don't know if this has been suggested before but would it be possible to have an actual bank that you can put your gold in that would work for your account? As in all your alternatives being allowed to use it? Maybe it could be something that is bought with crowns or something, but it would be really handy. ;) Kind of like the shared bank thing for equipment, just for gold.
Great idea... I have one wizard who has more gold than she'll ever need and others who can't get enough gold to get a house no matter how hard they try. It would be great if the one could share hers.